The phone you want.A payment plan you'll love.
Get the phone you want today with as little as $0 down
Find a payment plan for you!
Bread Pay® and/or Progressive Leasing will determine your payment plan eligibility based on your information.
Bread Pay®
Qualifying customers can pay over time
- $0 down and as low as 9.99% APR for qualifying customers Refer to the full legal disclaimer below.
- Get approved in minutes without affecting your credit score Refer to the full legal disclaimer below.
- Pay off in as little as 6 months Refer to the full legal disclaimer below.
Progressive Leasing
Lease-to-own with Progressive Refer to the full legal disclaimer below.
- No credit needed Refer to the full legal disclaimer below.
- Pay weekly, bi-weekly, or monthly over 12 months
- Get an instant decision
Which devices are eligible for payment plans?
To qualify for Bread Pay® or Progressive Leasing, your phone or smartwatch must cost at least $149.99 after discounts.
Are payment plans available in all states?
Bread Pay® is available nationwide. Progressive Leasing is not available in MN, NJ, VT, WI, or WY.
Which phone payment plan am I eligible for?
Bread Pay™ and/or Progressive Leasing will determine your payment plan eligibility based on your information. Simply submit an application and see which offer is best for you!
Will applying for Bread Pay® affect my credit score?
No, applying for Bread Pay® will not impact your credit score.
Can I pay off my lease or loan early?
Yes, Bread Pay® and Progressive** allow you to pay off your lease or loan early without penalties.
**Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options
Bring Home Your New Phone!
Select your new phone and add it to your cart. Then choose the payment plan that’s right for you.
*Minimum purchase of $149.99 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rate range from 9.99% to 34.99% APR, resulting in, for example 24 monthly payments of $48.48 at 14.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.
^Progressive Leasing obtains information from credit bureaus, but a credit history is not required. Not all applicants are approved. Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer’s cash price. Select items only. At anytime, you may purchase early or return merchandise and cancel lease. Not available in MN, NJ, and WI.