What is Affirm Financing?

Affirm enables you to get the phone you want now by breaking the cost into monthly payments. (Subject to credit check and approval. Affirm loans are made by Cross River Bank, Member FDIC.) You can apply during the Cricket checkout process. Note: To take advantage of Cricket-specific offerings and rates, apply with Affirm through the Cricket website.

How do Affirm monthly payments works?

When you purchase a device or accessory using Affirm, the total due will be presented upfront, and Affirm will pay that amount. You will then make monthly payments to Affirm in the amount you agreed to with Affirm.

Does using Affirm affect my credit score?

Affirm is intended to help you keep your budget in balance. When you apply, Affirm will check your credit history, but the eligibility check will not affect your credit score. If you decide to purchase with Affirm, your choice of loan and payments may impact your credit score. For questions, call 855-423-3729 or visit affirm.com/help.

What does the Affirm loan cover?

Your Affirm payments will be applied to the cost of your device(s) and accessories, as well as your initial Cricket service charge. Subsequent monthly service charges for wireless plans and features cannot be paid through Affirm. Instead, they must be paid directly to Cricket by credit or debit card, Cricket Refill Cards, Service Payment Cards, Apple Pay, Google Pay, Samsung Pay, or cash. Read more about bill pay methods.

If you fail to pay Cricket for your monthly service plan, you may experience an interruption in service. (Learn how to split your Cricket bill into to separate payments with BridgePay.)

Cricket Protect and Cricket Protect Plus device coverage can not be purchased using Affirm. If you have Cricket Protect in your shopping cart and select Affirm at checkout, Protect will automatically be removed from your cart. You can add Cricket Protect or Cricket Protect Plus within seven days after activation using My Account.

Affirm cannot be used to sign up for Cricket Auto Pay.

How do I sign up for an Affirm account?

  1. Find the phone you want. Select Add to Cart.
  2. Choose your monthly cell phone plan and decide whether you’ll bring your number to Cricket or get a new one.
  3. Select Check Out
  4. In the Payment Info section, choose Check Out with Affirm.
  5. Follow the prompts to seek financing approval from Affirm, and accept the Cricket terms and conditions.
  6. Complete your purchase.